Auto-Insurance

  A Few Ways to Lower Your Auto Insurance in 2024   Auto insurance is a significant expense for many drivers, and with the costs of living rising, finding ways to reduce this bill is more important than ever. The good news is that there are several strategies you can employ to lower your auto insurance premiums in 2024. Whether you're a seasoned driver or just starting out, these tips can help you save money while ensuring you have the necessary coverage. 1. Shop Around for Better Rates One of the most straightforward ways to lower your auto insurance is to shop around. Insurance companies offer varying rates for similar coverage, and by comparing quotes from different providers, you can often find a better deal. It's recommended to get quotes from at least three to five different insurers. You can use online comparison tools or work with an insurance broker who can provide multiple quotes at once. When comparing, ensure you’re looking at the sam...

  What first time car buyers need to know about auto insurance Top 6 things to know about auto insurance before you buy your first car: You don't need your own insurance to test drive a car (but make sure the owner has a policy!) You can get quotes for insurance on different makes/models of cars before you decide which to buy You do need your own auto insurance to drive your new car off the lot You can usually buy insurance and have proof sent to the seller in about 30 minutes Car insurance is expensive, but there are normally bill plans that help you spread the cost out over the policy If you're planning to drive for Uber or Lyft, you need a policy that specifically covers ridesharing, which many insurance companies offer Why don't I need my own car insurance to test drive a car? If you're buying from a dealer, their car insurance covers test drives. If you're buying from a private seller, you should be covered under their insurance when you test drive. In bo...

  What to Consider When Getting an Auto Insurance Quote These days, an agency that doesn’t offer a free car insurance quote online is in the minority. But just because it’s easy and free to get a quote doesn’t mean you’re getting the best quote. And it definitely doesn’t guarantee you’ll be saving money. The fact is the number of things that affect a quote vary and can include things like the type and quality of coverage being offered, your driving record and what kind of customer service you can expect. A one-size-fits-all mentality isn’t going to serve you well if you’re trying to get the best quote to meet your needs. That’s why understanding what factors impact rates is key, if you want the best auto insurance coverage from the best insurance agent. Let’s dive into a few of the things you should consider when getting an auto insurance quote. Your Driving Record Perhaps the most obvious thing to consider when look...

  All About Insurance Quotes: What Your Provider Needs to Know Financial experts recommend that most people have four different types of insurance: auto, health, long-term disability, and life. It can be overwhelming trying to shop around for different policies that fit your needs and budget. Figuring out what information and documents you need to get started on insurance quotes can add more stress to the situation.  What information insurance companies need to create a quote depends on the type of policy you need. Knowing what you need to have at the ready beforehand will make the process easier and more streamlined.  This blog will discuss what your insurance company will need when making a quote for an insurance policy. Partner with an experienced insurance agency that'll help you get th...

  Progressive Auto Insurance: Everything You Need to Know Progressive auto insurance is one of the most popular and widely used insurance brands in the United States. The company accounts for 9 percent of all the auto insurance premiums written in the U.S. and claims to be the number one supplier of insurance for motorcycles and RVs in the country. Progressive auto insurance is one of the most popular and widely used insurance brands in the United States. The company accounts for 9 percent of all the auto insurance premiums written in the U.S. and claims to be the number one supplier of insurance for motorcycles and RVs in the country. On average, Progressive writes more than 13 million auto policies each year. How Progressive Auto Insurance Started According to Insurance Business America , Progressive was established in 1937 by Jack Green and Joesph Lewis. The pair started Progressive Mutual Insurance Company to bring protection to vehicle owners. As legal professiona...

  Shopping for Car Insurance - How to Get the Best Deals When comparing car insurance rates online or over the phone, make sure you're looking at similar policies to accurately compare rates. With a 97% customer satisfaction rate*, why not start with GEICO? Here's what you need to know about 1. Gather the information you need to shop for a car insurance quote. The first step in shopping for car insurance is to get a quote. To get an accurate car insurance quote, you'll need to provide some basic information. In addition to your name, address, and date of birth, some questions you may be asked include: Type of vehicle and how you use it Any other drivers that will be on the policy Education and profession Auto insurance history Accident history Not sure about something? You can always save your quote at any step and come back later. 2. Determine how much coverage you need. When shopping for the best car insurance, make sure you'r...

                 How does car insurance work? Car insurance provides financial protection for drivers in case of an accident, vehicle damage, personal injury or theft. Without car insurance , drivers would be at serious financial risk every time they drive their car because collisions can cost thousands of dollars in property damage and bodily injuries. Auto insurance is something that everyone needs but few people feel confident that they fully understand how does car insurance work. Various types of car insurance coverage work slightly differently, depending on which driver is found to be at fault, what type of damage is caused, and what state the accident occurs in. An ...

  How car insurance works when you are not at fault If you are not at fault for a car accident in most states, the at-fault driver’s liability car insurance pays to cover your medical expenses and vehicle repairs. No-fault states are the exception, requiring you to use your own car insurance (personal injury protection) to pay for your medical bills after an accident. The at-fault driver’s insurance will still pay for your vehicle repairs, though. If the at-fault driver does not have any insurance, or if their liability insurance is not enough to cover your costs, you can file a claim with your own uninsured motorist insurance.   How car insurance works when fault is unclear When you file a claim, either with your own insurance company or with someone else’s, the insurance company will send an adjuster to investigate the incident and make an official determination of fault. This process can sometimes take some time, so if you need your vehicle repairs covered...

  The Actual Cost of Auto Insurance in 2024   Auto insurance is a mandatory expense for vehicle owners, providing financial protection against accidents, theft, and other unforeseen events. However, the cost of auto insurance can vary widely depending on a range of factors. As we move through 2024, understanding the actual cost of auto insurance requires a comprehensive look at these variables and how they influence premiums. This article explores the key elements that impact auto insurance costs in 2024, offering insights into what consumers can expect and how they can manage their insurance expenses. Economic Influences Inflation and Economic Conditions Inflation has been a significant factor affecting auto insurance premiums in 2024. As the cost of goods and services rises, so does the cost of vehicle repairs, medical expenses, and overall claim settlements. Insurers adjust their rates to keep pace with these increasing costs, leading to higher pre...